Da Qin: Old Zhao, I am really not a fairy

Page 192

"How to make a profit?" Fusu seemed a little hard to understand this. Since the bank was to bear the losses, how could there be any profits.

Zhao Sheng continued to explain for Fu Su, "Do you know how many workers go out among the common people in Xianyang? Or, the number of businessmen recruiting workers."

Fusu had never studied this before, so Fusu shook his head and said softly, "I don't know."

"The amount of insurance paid is not large, but there are a large number of people who need to pay insurance. Because of this, the insurance money paid by the people is used as compensation, and the injured workers are compensated." This concept of Zhao Sheng is consistent with that of later generations. What mutual insurance is similar.

It is to share the risk.

There is no doubt that it will be a huge compensation for one person to bear it.

But there are too many people who bear the burden, no matter how large the amount is, it will be divided into small sums of money.

Fusu understood half of what he heard, but he understood a little bit.

Zhao Sheng pointed it out in one sentence, "This is risk sharing.

Injuries during work, after all, are a small number. In the first few months of contracting in Xianyang, it is not just such an accident. "

Fusu couldn't help but click his tongue. No one would have thought of this method. After hearing it from Zhao Sheng, he was even more shocked.

"Brother Huang's way of handling things is really advanced!"

Fusu felt that even the great sages of Legalism and Confucianism would not be able to think of this method of introducing personal accident insurance.

Although personal accident insurance is unknown to Fusu, it is indeed feasible after careful consideration.

Zhao Sheng smiled, and said in his heart, maybe thousands of years later, when the cultural relics of the Qin Dynasty are unearthed, will future generations be dumbfounded when they see this personal accident risk?

Thinking of this, Zhao Sheng couldn't help chuckling.

At this time, the tea was half empty.

Yu Ziqi, who was sent out earlier, has now brought Prime Minister Li Si with him.

Li Si appeared and helped Su stand up to salute.

Li Si bowed to Zhao Sheng and Fusu, "I have seen the prince, I have seen the young master Fusu."

Zhao Sheng invited, "Take a seat quickly."

Li Si nodded and took his seat immediately.

The servants in the mansion quickly prepared tea for Li Si.

Chapter 148 Daqin's Second Treasury

Li Sizheng was wondering why His Highness the Crown Prince invited him, and then recalled the rumors from the outside world that His Highness the Crown Prince took over Heifu's case.

Regarding the case of Hei Fu, there is no Qin Dynasty law that can correspond to it.

Therefore, Li Si asked Zhao Sheng, "His Royal Highness, are you looking for the old minister because of the case of the black husband in Xianyang?"

Zhao Sheng nodded and said in surprise, "Prime Minister also knows about this case?"

"It has been heard, but there is no law concerning it."

Zhao Sheng pushed the life accidents he wrote in front of Li Si.

On the paper, the general content about life accident insurance is written.

After a while, Li Si couldn't help but click his tongue, "His Royal Highness is really knowledgeable!"

Li Si saw the beauty of personal accident insurance. Now there is no need for the treasury to bear the risk, so that people and businessmen will not be forced to die due to accidents.

Li Si looked at Zhao Sheng with admiration, feeling a little rejoiced in his heart, fortunately Zhao Sheng was the prince, not a courtier.

Li Si thought that he couldn't think of such a strategy as personal accident insurance.

Different from Xianyang Medical Center, the reason why Li Si was afraid of Zhao Sheng was because Zhao Sheng had many ideas that he could never think of.

Li Si worried that Zhao Sheng would compete with him for the position of prime minister.

But since Zhao Sheng is the emperor's son, Li Si no longer worries, but hopes to be reused by His Royal Highness the Crown Prince.

Hu Hai has fallen, and the only ones who are qualified to inherit the throne are the son Fusu and the prince Zhao Sheng.

Presumably, if the young master Fusu proclaims himself emperor, the high position of prime minister must belong to Meng Tian.

But the crown prince Zhao Sheng is different, and now Zhao Sheng is more loved by the first emperor than Fusu, and now he is appointed as the crown prince, if there is no accident, the next helm of the Great Qin will be Zhao Sheng.

In Li Si's view, life is like a rat, and he doesn't want to be a rat in the toilet, what he wants to do is to be a rat in the hamster.

Regarding Li Si's mouse philosophy, it is related to what Li Si saw.

Rats in the toilets eat feces and are infested by people and dogs every day.

But the hamster is different. In the granary full of grain, it is leisurely and content, and no one has disturbed it.

At that time, Li Si had a far-reaching ambition.

Facing Li Si's praise, Zhao Sheng just smiled and said to Li Si, "Since Daqin has no laws related to it, let's add one."

Many of the laws of the Qin Dynasty were intended to be improved.

"His Royal Highness, what law do you want to add?" Li Si asked curiously.

"Where the insurance is not paid, the consequences and all losses shall be borne by the businessman himself. If he recruits workers and causes them to be seriously injured and delay work, he shall be compensated for the lost work fee according to the daily wages. For a loss, the amount of compensation shall be calculated by the bank. Get it!" Zhao Sheng only roughly proposed a vague concept.

Li Si is responsible for the follow-up processing of this law.

Li Si was thoughtful, and copied what Zhao Sheng had just said on the paper, ready to go back and make preparations.

"Your Highness, Your Majesty should know about this new law." Li Si asked Zhao Sheng.

"Your Majesty, let me talk about it, and the prime minister will prepare the new law for me." Zhao Sheng said reassuringly.

"promise."

After finishing speaking, Li Si stood up, bowed to Zhao Sheng, and then retreated.

With Li Si planning a new law, Zhao Sheng can also relax.

Ten days later, this law, banks, and insurance will be launched.

This problem will also be solved accordingly.

Fusu saw Zhao Sheng's method of deciphering it, and he felt relieved. He bowed to Zhao Sheng and said, "Thank you, brother, for your enlightenment."